Motor Vehicle Accident Attorneys in North Carolina

A motor vehicle collision can leave you facing medical bills, vehicle damage, lost income, and pressure from insurance companies. When significant injuries disrupt your work and family life, the decisions made early in the claims process can affect your ability to seek compensation.

Brown Moore & Associates, PLLC helps injured people and families throughout North Carolina understand their legal options after car crashes and other roadway incidents. As an NC motor vehicle accident law firm, we investigate fault, document financial losses, communicate with insurance adjusters, and prepare each claim based on its specific facts. We can also identify insurance coverage and responsible parties that may not be clear from the police report alone.

You can reach out to us by filling this form or calling us at 704-335-1500

What Counts as a Motor Vehicle Accident Case?

A motor vehicle accident case may arise when a driver, business, vehicle manufacturer, property owner, or government entity causes or contributes to a crash. Most claims require evidence that another party acted negligently and that this conduct caused injury or property damage.

Some of the motor vehicle accidents our team handles include:

• Rear-end collisions
• Rollover accidents
• Sideswipe accidents
• T-Bone crashes
• Head-on collisions
• Single-vehicle accidents
• Multi-vehicle pileups
• Collisions on or near train tracks
• Vehicle fires
• Brake and steering failures

Types of Motor Vehicle Accidents We Handle

Motor vehicle cases can involve passenger cars, commercial fleets, public transportation, and people traveling without the protection of a vehicle such as pedestrians. Brown Moore & Associates, PLLC evaluates the conduct of every potentially responsible party and the insurance policy that may apply.

Vehicle Types

• Car Accidents
• Truck Accidents, including:
• Tractor-Trailer Accidents
• Blind Spot Accidents
• Commercial Vehicle Accidents
• Delivery Vehicle Accidents
• Motorcycle Accidents
• Bicycle Accidents
• Pedestrian Accidents
• Bus Accidents
• School Bus Accidents
• Train and Light Rail Accidents
• Rideshare: Lyft andUber Accidents
• Taxi and Rideshare Accidents

Driver Misconduct

• Drunk and Impaired Driving
• Distracted Driver Accidents
• Texting-While-Driving Accidents
• Hit-and-Run Accidents
• Dram Shop Liability

Vehicle Defects

• Automobile Crashworthiness

Dangerous Roadways

• Roadside Impact Accidents
• Roadway Defects

Special Case Types

• Fatal Car Accidents: A fatal collision may support a wrongful death claim brought through the deceased person’s estate. These cases require careful documentation of the family’s economic and personal losses.
• Uninsured and Underinsured Motorist Claims: Uninsured motorist coverage may apply when the responsible driver has no applicable liability insurance. Underinsured motorist coverage may apply when that driver’s limits are not enough to address the covered losses.
• Workplace Auto Accidents: A workplace auto accident may create both a workers’ compensation matter and a claim against a negligent third party. The available options depend on the driver’s employment, vehicle ownership, and circumstances of the workplace injury.

Serving Clients Across North Carolina

Brown Moore & Associates, PLLC serves car accident victims across North Carolina, from the mountains and Piedmont to the Sandhills and coastal communities. Our statewide focus includes collisions on urban interstates, two-lane rural roads, tourist routes, and heavily traveled commercial corridors.

Our office is at 930 East Blvd, Charlotte, NC 28203, in the Dilworth area. From central Charlotte, travel toward East Boulevard and continue to the 900 block. Drivers arriving from I-77 can connect through I-277 and use South Boulevard or Kenilworth Avenue to reach East Boulevard. Travel conditions and construction can change, so confirm your route before leaving.

We assist clients from communities including:

• Charlotte
• Kannapolis
• Monroe
• Mooresville
• Shelby
• Huntersville
• Gastonia
• Concord
• Asheville

Causes of Motor Vehicle Accident Cases in North Carolina

Many serious and fatal crashes are caused by preventable driver behavior. Common contributing factors in North Carolina include:

• Excessive speed or failure to reduce speed
• Disregarding traffic signals or roadway markings
• Failure to yield the right-of-way
• Inattentive or distracted driving
• Crossing the centerline or traveling the wrong way
• Alcohol or drug impairment
• Reckless driving or aggressive driving

The scale of the problem is also clear in more recent statewide data. Between January 1 and June 30, 2026, North Carolina recorded 139,729 total crashes, including 700 fatal crashes and 1,909 serious-injury crashes. Those incidents resulted in 766 fatalities and 2,354 serious injuries. During the same six-month period, the state also recorded 1,242 pedestrian crashes, including 110 pedestrian deaths, and 498 bicyclist crashes, including 16 bicyclist deaths.

Proving Liability in a Motor Vehicle Accident Case

Our accident investigations may include evidence and data from:

• Police reports
• Medical records
• Witness statements
• Photographs from the accident scene
• Traffic camera footage
• Vehicle data, and witness contact information
• Accident Reconstruction Analysis
• Crush Analysis
• Forensic Engineering

North Carolina’s Contributory Negligence Rule

North Carolina follows a contributory negligence rule, which can make accident claims especially difficult. If you are found to have contributed to the crash, even in a relatively small way, you may be barred from recovering compensation, subject to limited legal exceptions.

Insurance companies know how important this rule is, and they may look for ways to argue that you share responsibility for what happened. They might claim you were speeding, following too closely, changing lanes unsafely, or did not react quickly enough. In a pedestrian or bicycle accident, they may dispute where you were traveling or whether the driver had enough time to avoid the collision.

That is why we look closely at the physical evidence instead of simply accepting the insurance company’s version of events. Skid marks, impact points, photographs, video footage, vehicle data, road conditions, and independent witness statements can all help us understand how the crash actually happened and respond to allegations that you were partly at fault.

Your statements after the accident can matter, too. A polite apology or an uncertain comment at the scene may later be taken out of context and used as an admission of fault. We recommend sticking to the facts, avoiding guesses about what caused the crash, and preserving as much evidence as possible.

How Insurance Companies Handle These Claims

Insurance companies begin evaluating liability and damages soon after a collision is reported. Insurance adjusters may request a recorded statement, photographs, repair estimates, medical authorizations, or access to medical records. They may also compare the reported symptoms with the timing and consistency of medical treatment.

Adjusters generally examine:

• Who caused the crash
• Whether contributory negligence applies
• Whether the claimed injuries resulted from the collision
• The amount and duration of medical care
• Delays or gaps in medical treatment
• Past health conditions or prior injuries
• Time missed from work
• Available liability, collision coverage, and other insurance coverage
• Whether the claimed financial losses have adequate documentation

The insurer may make an early offer before the person knows the full effect of the injuries. Accepting a settlement usually ends the claim, including the right to request additional payment if surgery, rehabilitation, or long-term care later becomes necessary.

Brown Moore & Associates, PLLC reviews the car accident case before presenting a demand. That work can include gathering records, calculating medical expenses and lost wages, examining policy limits, and assessing future needs tied to serious injuries. We also communicate with the insurer and address arguments about fault, treatment gaps, or preexisting conditions.

If an insurer does not offer fair compensation, your personal injury claim may proceed toward litigation. Filing suit does not guarantee a particular financial recovery, and many factors can affect the result. Published case results reflect the facts of individual matters and do not guarantee a similar outcome in another case.

What Steps Should You Take After an Accident?

If you or somebody you love has been involved in a vehicle accident in North Carolina, there are various steps that you can take immediately following the collision and in the days and weeks afterward to help ensure you have the best chance of recovering compensation. We understand that these steps may not all be able to be taken at once, and maybe not even in this order.

Right after a collision occurs, we recommend that those involved do the following:

• Dial 911: The police need to respond to just about every accident that occurs in the state of North Carolina. Law enforcement officials need to conduct a preliminary investigation and fill out a police report to be used by those involved and the insurance carriers. It is important to have law enforcement documentation of a motor vehicle collision.
• Seek medical care: Any person involved in a vehicle accident must seek medical care as soon as possible. By doing so, victims will establish a direct link between the accident and their injuries, something insurance carriers will look for.
• Gather evidence: If it is safe to do so at the scene of the crash, we always recommend that accident victims gather as much evidence as possible. This can include using a cell phone or another type of camera to take photographs of everything at the scene, including vehicle damage, causes of the crash, debris, injuries, traffic and weather conditions, and more. Additionally, the names and contact information of any witnesses should be gathered.

In the days and weeks that follow a collision, there are other steps that drivers can take to help ensure their insurance claim or personal injury lawsuit will be successful. This includes:

• Contact an attorney: When you contact Brown Moore & Associates, PLLC, you will be gaining an advocate with the resources necessary to handle every aspect of your case. An attorney will take over all communication with other parties involved, including the insurance carriers. An attorney will also use their resources to gather additional evidence to help prove liability, including video surveillance from nearby buildings or traffic cameras, information from law enforcement officials, and more.
• Continue all medical care: Any accident victim should continue all medical care until their doctor says they have reached maximum medical improvement.

Time Limit to File a North Carolina Personal Injury Claim

Any person involved in a motor vehicle accident in North Carolina needs to be aware that they have a limited amount of time to file personal injury claims. First, we want to point out that there is no specific personal injury law put into place about how quickly your claim needs to be reported to insurance carriers. However, each insurance carrier will have auto accident reporting requirements that should be followed in order for your claim to be processed properly.

Additionally, if a car crash victim needs to file a personal injury lawsuit, they need to be aware that the North Carolina personal injury statute of limitations is three (3) years from the date an injury occurs. This means that a crash victim has a three-year window within which to file a lawsuit against the alleged negligent driver.

Wrongful Death Claims

If someone is involved in a fatal accident, then the deceased victim’s Estate would be able to file a wrongful death lawsuit on behalf of the victim’s family members with the help of an attorney.

This carries a different statute of limitations, which is two (2) years from the date of death. Failing to file a lawsuit within either of these applicable timeframes will result in the victim – or the victim’s family members in the event of a wrongful death being unable to seek financial recovery. An injury lawyer will help make sure you get your personal injury claim filed on time.

Financial Compensation You Can Seek in a NC Motor Vehicle Accident Lawsuit

What people do not often consider are the other hidden costs of a vehicle crash. Medical bills and property damage may be the most obvious losses, but a serious accident can also affect your ability to work, care for your family, maintain your independence, and manage everyday responsibilities.

You may be entitled to different types of compensation, called damages, after a vehicle accident. Our goal is to help clients see a financial recovery for their losses, including coverage of their economic expenses as well as their non-economic losses. This can include the following:

• Coverage of all accident-related medical bills
• Compensation for physical therapy or rehabilitation
• Coverage of prescription medications or medical devices
• Lost income if a victim is unable to work
• Pain and suffering damages (also known as non-economic damages)
• Loss of quality of life damages
• Possible punitive damages for someone else’s negligence

The total amount of compensation available in these cases will vary depending on the circumstances. Some of the factors that can affect the total compensation include whether there are severe injuries, whether or not a victim can work while they recover, how long it takes the car crash victim to recover, the level of the victim’s pain and suffering, and whether or not there was any shared fault for the incident.

Frequently Asked Questions About Motor Vehicle Accident Claims in North Carolina

Schedule a Free Consultation with a North Carolina Motor Vehicle Accident Attorney

Brown Moore & Associates, PLLC offers a free consultation for injured people and families throughout North Carolina. Our experienced attorneys can review the available information, explain the process, and discuss whether our law firm may be able to assist. Contact us today to get started.