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How Insurance Companies Can Impact Your Car Accident Case and Why You Need an Attorney

Sep 2, 2023 Brown Moore Car Accidents

After a car accident, dealing with insurance companies is often an inevitable part of the process. However, it’s essential to understand how these companies can impact your case and why contacting an attorney can be a critical decision.

The Role of Insurance Companies

Insurance companies are businesses aiming to minimize their expenses. While they can provide essential support after an accident, their interests may not always align with yours:


  • Initial Settlement Offers: Insurance companies often present quick settlement offers that may seem attractive but might not cover all your damages fully.
  • Liability Disputes: Insurance companies may challenge who is at fault in the accident to reduce their payout.
  • Medical Expense Questions: Insurers often scrutinize medical bills and may challenge the necessity or cost of treatments.

Why You Need an Attorney

Having an experienced car accident attorney on your side can level the playing field with insurance companies:


  • Accurate Damage Evaluation: Attorneys can ensure all your damages—both current and future—are included in the claim.
  • Expert Negotiations: Lawyers are skilled negotiators who can push back against low settlement offers.
  • Legal Knowledge: Attorneys understand the law and can help navigate complex insurance policies.

Navigating Insurance Claims with Legal Support

Working with an attorney can significantly influence your case’s outcome:

  • Claim Preparation: Attorneys can help gather necessary evidence, interview witnesses, and prepare a robust claim.
  • Negotiation: Your lawyer can handle negotiations with the insurance company, ensuring your interests are protected.
  • Litigation: If a fair settlement cannot be reached, your attorney can take the case to court.

The Insurance Company Is Not Your Only Resource

While insurance companies play a significant role after a car accident, they should not be your only resource. An experienced car accident attorney can provide the support and advocacy you need to secure a fair settlement.


At Brown Moore & Associates, we understand the tactics that insurance companies can use to minimize their payouts. We’re committed to fighting for our clients, ensuring they get the compensation they deserve. If you’ve been in a car accident in Charlotte, don’t wait—contact our experienced team for a free consultation today. We’ll help you understand your options and guide you through the process every step of the way. You can contact us directly at 704-335-1500, or send us a message through our online form here.